Hands symbolizing balance between humans and AI agents

Balanced Autonomy

Let agents move fast, require humans when necessary.

Built for AI commerce teams

USDC-native policy controls

Agent and human co-sign architecture

0/2

Required signatures above limit

$0

Example agent auto-spend allowance

0/7

Autonomous operation under policy

Protocol flow

One policy. Two signers. Zero ambiguity.

01

Set policy

The human defines an allowance, spend categories, and optional time-based limits for the agent wallet.

02

Agent executes

The AI agent signs and sends transactions automatically while staying under the policy threshold.

03

Threshold exceeded

If spend goes above allowance, the agent prepares the transaction via multisig and sends the human an approval message with context.

04

Human co-signs

The human signs the exact same transaction from their wallet. Execution only completes after both signatures are present.

Safety model

Autonomy by default. Consent for exceptions.

TandemWallet gives agents enough room to operate productively while preventing uncapped spending. Human approval is only requested for out-of-policy actions, so safety does not block normal operation.

Transaction lockstep

Agent and human signatures bind to identical transaction payloads, eliminating bait-and-switch approvals.

Clear intent prompts

The human receives what the agent wants to spend, how much, and why before co-signing from their own wallet.

Developer-ready

Integrate in your AI agent stack.

Policy engine for wallet-level USDC allowances

Signing hooks for agent runtimes and orchestrators

Human approval relay for web and mobile wallets

Auditable event trail for every threshold escalation

Product roadmap

What ships next

Phase 1 · February

Complete audit round

Finalize the security review cycle and address audit findings before release.

Token

$TANDEM convenience engine

Live framework

Agents get wallets. Humans keep control.

Tandem lets AI agents transact inside policy while $TANDEM routes fees into buybacks and USDC yield.

0.25%Base fee per transaction

0.175%Fee for stakers

20%Team allocation

Allocation and fee policy

  • Team tokens are reserved for market makers, exchange relationships, and marketing efforts.
  • Tandem protocol treasury takes 0% of agent transaction fees.
  • Transaction fees are directed back into the ecosystem via buybacks and USDC staker rewards.

Mechanics

Each transaction funds buybacks and yield

Every Tandem wallet transaction pays a 0.25% fee, split into buy pressure and stablecoin yield for stakers.

  • 50% buys $TANDEM on the open market.
  • 50% is distributed to stakers as USDC.
  • Designed around real transaction revenue, not inflation.

Contract

Solana token address

8naeAc6qBpZmesBtJB34TwX55MhVR8bBUMs4JayUpump

Trade on PumpSwap

Building in public via the pump.fun hackathon while iterating toward mainnet convenience.

TandemWallet

Build AI agents that can spend, without handing over full control.